In most of our professional career there will be hardly a few who have not faced financial hiccups. Debts are one among them and worst part is not being able to pay it in any way. To face up such situations and start at fresh, government provides one with permission to file up for bankruptcy .Also to save from Bankruptcy abuse; the Department of Justice’s U.S. Trustee Program approves organizations to provide the mandatory credit counseling and debt education course. The importance of the latter education is to help the petitioner develop skills in making a good, useful budget, using credit wisely, management of money and smart management of other resources through sessions of post bankruptcy class.